Title IV Student Loan Calculators Directory
Explore Prexvo's complete directory of deterministic Title IV federal student loan calculators, income-driven repayment models, and statutory forgiveness simulators.
Directory of Student Loan Repayment Calculators
| Calculator Name | Description | Statutory Authority | Access |
|---|---|---|---|
| Federal Student Loan Repayment Plan Calculator | Calculate and compare Title IV student loan repayment plans side by side. Model monthly payments and forgiveness horizons for RAP, IBR, PAYE, and ICR. | Title IV 34 CFR Part 685 | Open → |
| RAP vs IBR Student Loan Plan Comparison Engine | Compare monthly obligations, 225% poverty exemption rules, interest subsidies, and statutory forgiveness schedules between the 2026 RAP and IBR plans. | Title IV 34 CFR Part 685 | Open → |
| Tiered Standard Repayment Plan Amortization Model | Calculate 10 to 30 year standard amortization schedules across federal consolidation balance tiers pursuant to Title IV 34 CFR 685.208 regulations. | Title IV 34 CFR Part 685 | Open → |
| PAYE Sunset & Plan Transition Analysis Engine | Analyze 2026 PAYE sunset rules, grandfathering protections, and 10-year standard payment caps to model whether switching to RAP reduces total repayment. | Title IV 34 CFR Part 685 | Open → |
| Income-Contingent Repayment (ICR) Formula Tool | Model Income-Contingent Repayment under dual statutory formulas: 20% discretionary income vs 12-year income-adjusted payments for Parent PLUS debt. | Title IV 34 CFR Part 685 | Open → |
| Parent PLUS Double Consolidation Calculator | Model the double consolidation loophole for Parent PLUS loans to unlock lower monthly payments under the 2026 Repayment Assistance Plan and IBR. | Title IV 34 CFR Part 685 | Open → |
| PSLF Qualifying Payment & Forgiveness Calculator | Simulate Public Service Loan Forgiveness progress across 120 qualifying payments, track employer certification, and project tax-free loan discharge. | Title IV 34 CFR Part 685 | Open → |
| SAVE Plan Transition to RAP Repayment Calculator | Evaluate monthly payment changes, interest accrual protections, and transition pathways from enjoined SAVE plans to the statutory 2026 RAP model. | Title IV 34 CFR Part 685 | Open → |
All Student Loan Tools
- Federal Student Loan Repayment Plan Calculator - Calculate and compare Title IV student loan repayment plans side by side. Model monthly payments and forgiveness horizons for RAP, IBR, PAYE, and ICR.
- RAP vs IBR Student Loan Plan Comparison Engine - Compare monthly obligations, 225% poverty exemption rules, interest subsidies, and statutory forgiveness schedules between the 2026 RAP and IBR plans.
- Tiered Standard Repayment Plan Amortization Model - Calculate 10 to 30 year standard amortization schedules across federal consolidation balance tiers pursuant to Title IV 34 CFR 685.208 regulations.
- PAYE Sunset & Plan Transition Analysis Engine - Analyze 2026 PAYE sunset rules, grandfathering protections, and 10-year standard payment caps to model whether switching to RAP reduces total repayment.
- Income-Contingent Repayment (ICR) Formula Tool - Model Income-Contingent Repayment under dual statutory formulas: 20% discretionary income vs 12-year income-adjusted payments for Parent PLUS debt.
- Parent PLUS Double Consolidation Calculator - Model the double consolidation loophole for Parent PLUS loans to unlock lower monthly payments under the 2026 Repayment Assistance Plan and IBR.
- PSLF Qualifying Payment & Forgiveness Calculator - Simulate Public Service Loan Forgiveness progress across 120 qualifying payments, track employer certification, and project tax-free loan discharge.
- SAVE Plan Transition to RAP Repayment Calculator - Evaluate monthly payment changes, interest accrual protections, and transition pathways from enjoined SAVE plans to the statutory 2026 RAP model.
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